My last few beers have consistently landed about 0.2 lower than predicted. I guess I should just take this offset into account when I'm figuring out my water additions.
I'm not sure if it's the lactic, the brewing salts, or something else where the calculation is deviating from reality for me but I guess at least I know now. These low pH beers have been good though so it's not a big deal. I'll just shoot for 5.5 in brewing water from now on and see where that gets me.